Terms and Conditions

These terms and conditions govern the use of the website hgukiopordf.com and all related services. By using our website, you agree to these terms.

Hgukiopordf GmbH provides information and consulting services in regional development and financial education. All information provided on this website is for informational purposes only and does not constitute legal or financial advice.

You may only use our website for lawful purposes. It is prohibited to:

• Use the website for illegal or fraudulent purposes
• Distribute malware or other harmful content
• Interfere with the proper functioning of the website
• Access our systems without authorization

All content on this website, including texts, graphics, logos, and software, is the property of Hgukiopordf GmbH or its licensors and is protected by German and international copyright law.

Use of our website is at your own risk. We are not liable for any damages arising from the use or inability to use our website, to the extent permitted by law.

We strive to provide accurate and up-to-date information but make no warranty as to the completeness, accuracy, or timeliness of the information provided.

We reserve the right to change these terms and conditions at any time. Changes will be posted on this page. Continued use of the website after changes constitutes acceptance of the modified terms.